Front exterior of 9803 Morgans ML

— The Home / Journal

The style of this home.

/ 5 min read
Front exterior of 9803 Morgans ML
01 Contemporary craftsman exterior with light brick veneer and tan siding. Built in 2020.

9803 Morgans ML is a 2020-built single-story home — 1,909 square feet of open-concept living finished with materials chosen for daily life, not just photographs.

The exterior.

The facade blends light brick veneer with tan horizontal siding — a contemporary craftsman style common to newer San Antonio construction. The roofline is clean and single-story, with a composition shingle roof and a concrete driveway leading to the attached garage. A young tree on the front lawn is just beginning to establish itself. It's the kind of curb appeal that works because it doesn't try too hard.

Open-concept living area and kitchen
02 The open-concept main living area. Granite countertops meet luxury vinyl plank flooring.

The open plan.

Inside, the layout opens immediately. The living room flows into the kitchen without walls or columns interrupting the sightline. Luxury vinyl plank flooring runs through the main living areas — durable, warm underfoot, and easy to maintain. The ceilings are standard height with recessed lighting that keeps the space bright without overhead fixtures competing for attention.

Pre-installed TV mounting brackets in both the living room and primary bedroom make setup straightforward from day one. The windows are dressed with thin white blinds that let in natural light while maintaining privacy. The neutral paint palette reads as clean and modern — a base layer that works with any furniture style.

The kitchen.

This is where the home earns its daily keep. White shaker-style cabinetry with speckled granite countertops. A gray subway tile backsplash. A full suite of stainless steel GE appliances — gas stove, built-in microwave, dishwasher — plus a Samsung smart refrigerator with a display screen. The washer and dryer also convey, which is a genuine convenience that not every listing offers.

Modern white kitchen with Samsung smart refrigerator
03 White shaker cabinetry, subway tile backsplash, and a Samsung smart refrigerator that conveys.

The bedrooms.

All three bedrooms have cozy carpet flooring — a practical choice for sleeping areas. The primary suite is positioned as a private retreat with ensuite bathroom access and pre-installed TV mounting brackets. The secondary bedrooms share a well-proportioned layout with a standard hall bathroom. Each room has white horizontal blinds and neutral grey walls that feel calm without being cold.

The bathroom.

The primary bathroom carries through the same material language as the kitchen — white shaker vanity, speckled granite countertop, chrome fixtures. It's a clean, functional space that matches the home's overall design consistency.

The outdoors.

The backyard is on a corner lot, which means more space and more flexibility than a standard interior lot. A covered back porch provides shade for morning coffee or evening gatherings. The lawn is manicured, enclosed by wood privacy fencing. On-street parking along the corner adds capacity for gatherings — a small detail that matters when friends and family come over.

The deal-sealer.

But what makes this home genuinely unusual in the current market is the assumable FHA loan at 3.375%. With the remaining balance at approximately $253,000, a qualified buyer can step into a monthly payment that's significantly lower than what current mortgage rates would produce on the same home. In a market where monthly cost is the number that actually drives decisions, that rate is worth real money — and it's not something you can negotiate into a new mortgage.

— Visit

See the details in person.

Photos are one thing. Walking through the home, touching the granite, feeling the light — that's another. Schedule a private showing.

Schedule a showing